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Team Cycles

Flexible Finance Options

We have a package of flexible finance options available depending on the items selected. You will be presented with a range of interest-free or interest bearing options. Simply use our online Finance Calculator to tailor your package to suit your pocket!

How do I apply for finance?

  • Build your basket to a value over £300 (minimum finance amount)
  • Choose 'Pay by Finance' during the checkout process
  • Complete our fully secure finance form in the checkout and click submit
  • Our finance provider will provide you with a decision in seconds

If you are approved your order will be submitted and we'll process your order.



Team Cycles (North East) Limited acts as a credit broker not a lender, and will introduce you to V12 Retail Finance Limited to complete your application for finance. We are authorised and regulated by the Financial Conduct Authority, Registration number 623982. Subject to status and affordability. Terms and conditions apply.

Team Cycles (North East) Limited, 08447502, Studio 11b Second Avenue, Team Valley, Gateshead, Tyne And Wear, NE11 0NF

Not all products provided by V12 Retail Finance are regulated by the Financial Conduct Authority.

Secure Trust Bank PLC. Registered in England and Wales 541132. Authorised by the Prudential Regulation Authority